Terms and conditions for gavorneari.com services
These terms govern the use of gavorneari's financial planning solutions and related services. By accessing and using this website, you agree to comply with these terms.
October 6, 2025
Acceptance of terms
By using this site, you accept these terms and conditions in full. If you do not agree, please discontinue use immediately. Continued use constitutes acceptance of all provisions.
Definitions
Key terms used throughout these terms and conditions are defined below for clarity.
"gavorneari" refers to the owner and operator of gavorneari.com providing financial planning solutions.
"User" refers to any individual or entity accessing or using the website or its services.
"Services" means consultation, analytical review, and related financial planning solutions offered.
"Content" includes all text, graphics, information, and materials on this website.
Service usage guidelines
Use of gavorneari's services is subject to these terms, Australian law, and applicable regulations. Users are responsible for ensuring all information provided is accurate and up to date.
Eligibility
Services are intended for use by individuals and businesses in Australia. You must be at least 18 years old to engage our services.
If you are under 18, parental consent is required.
User responsibilities
Users agree to use the website and services lawfully and ethically.
Prohibited uses
Users may not misuse the website or services in any way.
Intellectual property
All content on gavorneari.com is owned or licensed by gavorneari. Unauthorised use, reproduction, or distribution of content is prohibited without prior written consent.
User content
Users may submit information through forms or communications. You grant gavorneari the right to use this information for providing services.
Rights to submitted content
By submitting content, you affirm you have the right to do so and that it does not infringe third-party rights.
Privacy and data protection
Your data is handled according to our privacy policy and Australian privacy law. We implement security measures to protect your information.
View privacy policyWebsite disclaimer and limitations
The information on this site is for general guidance only and does not constitute professional advice.
Important disclaimer notice
No guarantees are made regarding outcomes. Results may vary and you should seek independent advice.
Limitation of liability
gavorneari is not liable for any loss, damage, or claims arising from use of this website or services.
Indemnification
You agree to indemnify and hold harmless gavorneari from any claims or damages due to misuse or violation of these terms.
Dispute resolution process
All disputes are subject to Australian law and will be resolved through designated channels.
Arbitration
Disputes may be resolved by arbitration in accordance with Australian law. The outcome will be binding.
You may seek independent legal advice before arbitration.
Online dispute resolution
gavorneari supports fair and accessible online dispute resolution mechanisms for user concerns.
Review dispute resolution policySeverability
If any provision is invalid, the remaining terms remain in effect.
Entire agreement
These terms, along with our privacy policy, form the entire agreement between you and gavorneari.
Applicable law and jurisdiction
Australian law governs these terms and all related matters.
Termination
gavorneari reserves the right to terminate access or services for breach of these terms at its sole discretion.
Modifications
We may update these terms at any time. Continued use constitutes acceptance of any changes.
Contact for terms questions
For questions regarding these terms, please contact our office.
Email address: content@gavorneari.com
Phone number: +61 8 4216 1247
Office address: 125 Stirling Street, Perth, WA 6000 Australia
Effective date: October 6, 2025
Version: 2.0